Before the Affordable Care Act went into effect in 2014, health insurance companies were legally allowed to exclude and/or refuse to cover whatever they wanted in their plans. It didn’t matter if it was a flu shot or in-patient hospital care after a car accident,...
Health insurance companies can absolutely limit medical treatment options for services which they deem to not be medically necessary. Each plan provider should have and make available to you an Explanation of Benefits (EOB) in either electronic or print form. You can...
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